Credit Ledger: Debt Tracker app icon

Credit LedgerDebt Tracker

Customer credit, due dates and collections in one ledger.

A phone replacement for the paper credit book of small shops and businesses: grocers, butchers, stationers, repairers, hairdressers and farm suppliers. Tap a customer, type the amount (you can add as you type, like 25+40+13.5) and save. Track due dates, prepare a neat statement and a polite reminder message. No account, no ads: your customer list and balances stay on your phone.

Calculator entry No account, no ads Statements and reminders Free app

Record, Track, Collect

Quick entry at the counter, a ledger page for every customer, due-date tracking and a neat statement: everything the paper book did, on your phone.

QUICK ENTRY

  • Tap a customer, choose "Add credit" or "Take payment", type the amount and save.
  • Calculator keypad: type 25+40+13.5 and it adds up as you go.
  • Add the items you sell often as quick-pick chips; take a partial payment or tap "Take it all".

CUSTOMERS AND SUPPLIERS

  • Name, phone, group, note, credit limit and label (normal, reliable, risky) for each person.
  • Letter groups, fast search and filters: in debt, overdue, advance, over limit.
  • A Suppliers tab for what you owe, multi-select to group people, and a warning when an entry would pass the credit limit.

DUE DATES AND REMINDERS

  • Balance, entry history and an overdue warning for every customer.
  • A local notification on the due day (no internet needed, if you allow notifications).
  • Ready-made messages in four tones (kind, formal, short, friendly). You edit and send them yourself; there is no bulk sending.

ACCOUNT STATEMENTS

  • A receipt-style statement with your business name, logo, date range, entry list and balance due.
  • Share it as an image or a PDF; add your IBAN and a thank-you note if you wish.
  • Deleted and edited entries stay in the edit history, and you can bring them back.

Why Credit Ledger?

A plain, quick ledger that leaves your data with you: no account, no ads, no purchases.

DAILY CASH

  • The day's credit sales, collections, cash sales, expenses and supplier payments in one end-of-day summary.
  • A 7-day chart and a comparison with the previous month.

REPORTS

  • Total receivable and payable, collection rate, overdue rate, aging, top 10 debtors, riskiest customers and monthly turnover.
  • A print-ready PDF ledger summary, and customer and entry lists as spreadsheet files (CSV).

MULTIPLE LEDGERS

  • A separate ledger for each business, in Turkish lira, dollar, euro, pound, gram of gold or a custom unit.
  • A product list with optional stock tracking.

PRIVACY AND LOOK

  • PIN lock at launch and a one-tap switch to hide amounts.
  • Day ledger and night ledger themes, plus three sizes of large text.

Backup without an account

An automatic local copy every day (the last 14 days are kept). Send the backup file wherever you like and restore it on a new phone. Your data lives only on your device, so if the phone is lost it cannot be recovered without your backup file.

Free app

Credit Ledger is free and contains no ads or in-app purchases. The interface is in Turkish and English. It is not an official accounting program; statements are not official documents.

Screenshots

The home screen, quick entry, a customer's ledger page, an account statement, a reminder message and reports.

Credit Ledger – The home screen with total owed to you, filters and a customer list Credit Ledger – Quick entry with a calculator keypad adding 25+40+13.5 Credit Ledger – A customer's ledger page with a credit limit bar and entry history Credit Ledger – A receipt-style account statement ready to share Credit Ledger – A ready-made payment reminder message you can edit before sending Credit Ledger – Reports with collection rate, overdue rate and aging

Move your credit book to your phone!

Credit Ledger is free. Download it, add your first customer and start recording credit.